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Transfer Cost Guidelines

Indicative purchaser transfer costs by property value. Transfer duty reflects the rate effective 1 May (duty-free threshold R 1 210 000). All figures include VAT at 15%, rounded off.

Price / Value Attorney Fees Postages & Petties Deeds Office Search VAT @ 15% Lodgement Levy Deeds Office Levy Transfer Duty Total (incl. VAT)
100 000 R7 563 R1 700 R578 R1 476 R52 R50 — R11 419
200 000 R9 983 R1 700 R578 R1 839 R52 R114 — R14 266
250 000 R11 193 R1 700 R578 R2 021 R52 R727 — R16 270
300 000 R12 403 R1 700 R578 R2 202 R52 R727 — R17 662
350 000 R13 613 R1 700 R578 R2 384 R52 R956 — R19 282
400 000 R14 823 R1 700 R578 R2 565 R52 R956 — R20 674
450 000 R16 033 R1 700 R578 R2 747 R52 R956 — R22 065
500 000 R17 243 R1 700 R578 R2 928 R52 R956 — R23 457
550 000 R19 575 R1 700 R578 R3 278 R52 R956 — R26 138
600 000 R19 575 R1 700 R578 R3 278 R52 R956 — R26 138
650 000 R21 907 R1 700 R578 R3 628 R52 R1 346 — R29 210
700 000 R21 907 R1 700 R578 R3 628 R52 R1 346 — R29 210
750 000 R24 239 R1 700 R578 R3 977 R52 R1 346 — R31 892
800 000 R24 239 R1 700 R578 R3 977 R52 R1 346 — R31 892
850 000 R26 571 R1 700 R578 R4 327 R52 R1 546 — R34 774
900 000 R26 571 R1 700 R578 R4 327 R52 R1 546 — R34 774
950 000 R28 903 R1 700 R578 R4 677 R52 R1 546 — R37 456
1 000 000 R28 903 R1 700 R578 R4 677 R52 R1 546 — R37 456
1 100 000 R31 235 R1 700 R578 R5 027 R52 R1 738 — R40 329
1 200 000 R31 235 R1 700 R578 R5 027 R52 R1 738 — R40 329
1 300 000 R33 567 R1 700 R578 R5 377 R52 R1 738 R2 700 R45 711
1 400 000 R33 567 R1 700 R578 R5 377 R52 R1 738 R5 700 R48 711
1 500 000 R35 899 R1 700 R578 R5 726 R52 R1 738 R8 700 R54 393
1 600 000 R35 899 R1 700 R578 R5 726 R52 R1 738 R11 700 R57 393
1 700 000 R38 231 R1 700 R578 R6 076 R52 R1 738 R15 786 R64 161
1 800 000 R38 231 R1 700 R578 R6 076 R52 R1 738 R21 786 R70 161
1 900 000 R40 563 R1 700 R578 R6 426 R52 R1 738 R27 786 R78 843
2 000 000 R40 563 R1 700 R578 R6 426 R52 R1 738 R33 786 R84 843
2 100 000 R42 895 R1 700 R578 R6 776 R52 R2 408 R39 786 R94 195
2 200 000 R42 895 R1 700 R578 R6 776 R52 R2 408 R45 786 R100 194
2 300 000 R45 227 R1 700 R578 R7 126 R52 R2 408 R51 786 R108 876
2 400 000 R45 227 R1 700 R578 R7 126 R52 R2 408 R59 200 R116 290
2 500 000 R47 559 R1 700 R578 R7 476 R52 R2 408 R67 200 R126 973
2 600 000 R47 559 R1 700 R578 R7 475 R52 R2 408 R75 200 R134 972
2 700 000 R49 891 R1 700 R578 R7 825 R52 R2 408 R83 200 R145 654
2 800 000 R49 891 R1 700 R578 R7 825 R52 R2 408 R91 200 R153 654
2 900 000 R52 223 R1 700 R578 R8 175 R52 R2 408 R99 200 R164 336
3 000 000 R52 223 R1 700 R578 R8 175 R52 R2 408 R107 356 R172 492
3 500 000 R59 219 R1 700 R578 R9 224 R52 R2 408 R162 356 R235 537
4 000 000 R63 883 R1 700 R578 R9 924 R52 R2 408 R217 356 R295 901
4 500 000 R70 879 R1 700 R578 R10 973 R52 R2 922 R272 356 R359 460
5 000 000 R75 543 R1 700 R578 R11 673 R52 R2 922 R327 356 R419 824
6 000 000 R81 417 R1 700 R578 R12 554 R52 R2 922 R437 356 R536 579
7 000 000 R87 291 R1 700 R578 R13 435 R52 R3 480 R547 356 R653 892
8 000 000 R93 165 R1 700 R578 R14 316 R52 R3 480 R657 356 R770 647
9 000 000 R99 039 R1 700 R578 R15 197 R52 R4 068 R767 356 R887 990
10 000 000 R104 913 R1 700 R578 R16 079 R52 R4 068 R877 356 R1 004 745
DISCLAIMER
    Updated on 1 July 2026. These fees are merely to be used as a guideline and are not the exhaustive list of possible charges one could be held liable to pay. Should you wish to calculate the exact amounts payable kindly contact our offices and request a formal quote. 3. In addition to these fees, there will be additional fees/disbursements that are payable such as obtaining rates, levies, Transfer Duty and HOA figures, FICA costs, Conveyancers Certificates, Powers of Attorneys, Undertakings, etc which may apply to your transaction. These costs have not been included herein and will be in addition to that set out above. Please anticipate these additional costs. 5. The instalment and income required are merely approximated values. Every Financial Institution will have its own credit criteria which will have to be met in addition to any applicable legislation. Please consult your credit provider for exact amounts should you require the same.

Affordability Estimate

Estimated transfer and bond costs (excluding VAT), monthly bond instalment and the gross monthly earnings required to qualify, by purchase amount.

Estimate Amount Est. Transfer Costs (ex VAT) Est. Bond Costs (ex VAT) Est. Monthly Instalment Earnings to Qualify
500 000 R17 243 R17 243 R5 763 R17 000
550 000 R19 575 R19 575 R5 044 R18 000
600 000 R19 575 R19 575 R5 604 R20 000
650 000 R21 907 R21 907 R6 164 R22 000
700 000 R21 907 R21 907 R6 445 R23 000
750 000 R24 239 R24 239 R7 005 R25 000
800 000 R24 239 R24 239 R7 565 R27 000
850 000 R26 571 R26 571 R7 846 R28 000
900 000 R26 571 R26 571 R8 406 R30 000
950 000 R28 903 R28 903 R9 807 R35 000
1 000 000 R28 903 R28 903 R9 807 R35 000
1 100 000 R31 235 R31 235 R9 807 R35 000
1 200 000 R31 235 R31 235 R11 208 R40 000
1 300 000 R33 567 R33 567 R11 800 R43 000
1 400 000 R33 567 R33 567 R12 608 R45 000
1 500 000 R35 899 R35 899 R14 010 R50 000
1 600 000 R35 899 R35 899 R14 900 R53 000
1 700 000 R38 231 R38 231 R15 411 R55 000
1 800 000 R38 231 R38 231 R16 812 R60 000
1 900 000 R40 563 R40 563 R18 213 R65 000
2 000 000 R40 563 R40 563 R18 919 R68 000
2 100 000 R42 895 R42 895 R19 614 R70 000
2 200 000 R42 895 R42 895 R21 015 R75 000
2 300 000 R45 227 R45 227 R21 615 R78 000
2 400 000 R45 227 R45 227 R22 416 R80 000
2 500 000 R47 559 R47 559 R23 817 R85 000
2 600 000 R47 559 R47 559 R24 566 R88 000
2 700 000 R49 891 R49 891 R25 218 R90 000
2 800 000 R49 891 R49 891 R26 618 R95 000
2 900 000 R52 223 R52 223 R28 019 R100 000
3 000 000 R52 223 R52 223 R29 421 R105 000
3 500 000 R59 219 R59 219 R32 223 R115 000
4 000 000 R63 883 R63 883 R37 827 R135 000
4 500 000 R70 879 R70 879 R42 030 R150 000
5 000 000 R75 543 R75 543 R47 634 R170 000
6 000 000 R81 417 R81 417 R56 040 R200 000
7 000 000 R87 291 R87 291 R65 847 R235 000
8 000 000 R93 165 R93 165 R75 654 R270 000
9 000 000 R99 039 R99 039 R84 060 R300 000
10 000 000 R104 913 R104 913 R93 867 R335 000
Please note that the Bond and Transfer costs provided on this leaflet are merely a guideline and refer to the standard costs involved in most transactions. It does happen however that certain transfers may be subject to additional charges depending on the nature of the transaction. These may include the followin
  • Conveyancers Certificate:R1 650.00 PLUS VAT
  • SPLUMA Certificate: R1020.00 PLUS VAT
  • Special Power of Attorney: R 2106.50 PLUS VAT
  • Written Undertaking: R955 PLUS VAT
  • Fee for lost Title Deed: R 3712.50 PLUS VAT
  • Section 4(1)(b) Application to rectify errors on deeds: R 2662.00 PLUS VAT
  • Deeds Office Levy on Section 4(1) (b): R178.00
  • Section 42(2) endorsement : R 5340.50 PLUS VAT
  • Deeds office lodgement levy : R 52 .00
  • Transfer duty Threshold increase calculated from R 1210 000.00 as from 1 April 2025